Classic Certificate
A fixed-return certificate with a low minimum investment, periodic payouts, and additional financing benefits against the certificate.
- Yield by payout
- 17.75% – 17.85%
- Term
- 3 yrs
- Min. deposit
- EGP 1,000
- Payout
- Monthly 17.75% · Quarterly 17.85%
Banky Analysis
Suits you if
- I need monthly income
- Several payout options
- I want a predictable return
- Fixed return for the whole term
- Keep my money reachable
- Several payout options
Not for you if
- Grow my savings the most
- Yield lower than average for this term
All of this is measured against products of 25–36 months in EGP only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Yield type
- Fixed
- Payout
- Multiple
- Yield by payout
- Monthly 17.75% · Quarterly 17.85%
- ≥ EGP 1,00017.75%
- ≥ EGP 1,00017.85%
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
| From day | Penalty | Description |
|---|---|---|
| 180 | 9% | بعد مرور 6 أشهر |
| 360 | 8% | خلال السنة الثانية |
| 720 | 7% | خلال السنة الثالثة |
Do the maths
Our take
Pros
- The low EGP 1,000 minimum investment combined with flexible monthly or quarterly return payouts.
Cons
- The yield is low compared to other certificates.
Our take
The Classic Certificate from Suez Canal Bank offers a suitable option for customers seeking a fixed and periodic return, with a low minimum investment starting at EGP 1,000 and monthly or quarterly payout options. It also provides access to financing and credit cards against the certificate, while allowing customers to purchase it through mobile banking, making it accessible to a broad range of savers seeking stable income.
A fixed-return certificate with a low minimum investment, periodic payouts, and additional financing benefits against the certificate.
Compare
| Classic Certificate SUEZ CANAL BANK This one | National Bank of Egypt National Bank of Egypt | Diamond Plus Certificate Housing and Development Bank | Premium Certificate CIB Egypt |
|---|---|---|---|
| Yield by payout | |||
| 17.75% – 17.85% | 17.75% – 17.85% | 17.75% – 18% | 18% Annual yield |
| Term | |||
| 3 yrs | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 1,000 | EGP 1,000 | EGP 250K | EGP 50K |
| Payout | |||
| Monthly 17.75% · Quarterly 17.85% | Monthly 17.75% · Quarterly 17.85% | Monthly 17.75% · Annual 18% | Monthly |
Added Monday 18 May 2026 - 01:36 PM Updated Thursday 08 October 2026 - 02:09 AM