Green Pearls Certificate
The Green Pearls certificates from the Arab African International Bank are an investment option designed for dollar-denominated savings.
- Yield by payout
- 3.5% – 3.6%
- Term
- 7 yrs
- Min. deposit
- USD 5,000
- Payout
- Monthly 3.5% · Quarterly 3.55% · Annual 3.6%
Banky Analysis
Suits you if
- I need monthly income
- Several payout options
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed return for the whole term
Not for you if
- Keep my money reachable
- Longer lock-in
All of this is measured against products of 61+ months in USD only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Yield type
- Fixed
- Payout
- Multiple
- Yield by payout
- Monthly 3.5% · Quarterly 3.55% · Annual 3.6%
- ≥ USD 5,0003.5%
- ≥ USD 5,0003.55%
- ≥ USD 5,0003.6%
Amount & term
- Term
- 7 yrs
- Min deposit
- USD 5,000
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- Yes
- Renewal term
- Flexible
- Available online
- Yes
- Branch visit required
- Yes
- National ID required
- Yes
Do the maths
Our take
Pros
- Flexible payout frequency: You can choose the payout frequency that suits your needs.
- Certificates are available to individual customers as well as companies and institutions.
- The minimum amount for additional tranches beyond the minimum is US$1,000.
- Obtaining credit facilities and loans secured by the certificate.
Cons
- Minimum purchase: The minimum purchase amount is $5,000, which may not be suitable for small savers wishing to invest smaller sums.
- A somewhat low interest rate when compared to some other dollar certificates.
- With 7-year certificates, the yield declines, meaning liquidity is locked up for a long period in exchange for a relatively low return.
Our take
If you are seeking a safe, stable investment for your US dollar savings with a robust institution like the Arab African Bank—and prefer a regular cash flow (monthly or quarterly)—the 3-year option is the best choice in this category; it offers the highest yield (up to 4.90%) with the shortest liquidity lock-in period. The 5-year and 7-year certificates are not the most attractive investment options, as the yield rate decreases as the term lengthens. It is recommended to compare the yield of this certificate with US dollar certificates offered by other banks before making a final decision to invest.
The Green Pearls certificates from the Arab African International Bank are an investment option designed for dollar-denominated savings.
Compare
| Green Pearls Certificate Arab African International Bank This one | "Primo" Certificates US Dollars banque du caire | Dollar certificate, 7 years CIB Egypt | Golden USD Certificate Housing and Development Bank |
|---|---|---|---|
| Yield by payout | |||
| 3.5% – 3.6% | 3.5% – 3.65% | 3.25% Annual yield | 3.85% – 4.05% |
| Term | |||
| 7 yrs | 3 yrs | 7 yrs | 3 yrs |
| Min. deposit | |||
| USD 5,000 | USD 500 | USD 1,000 | USD 1,000 |
| Payout | |||
| Monthly 3.5% · Quarterly 3.55% · Annual 3.6% | Monthly 3.5% · Quarterly 3.55% · Semi-annual 3.6% · Annual 3.65% | Monthly | Monthly 3.85% · Quarterly 4.05% |
Added Monday 29 June 2026 - 10:57 PM Updated Friday 09 October 2026 - 12:38 PM