MID Elite 3 Years Fixed Return Certificate in Egyptian Pounds — MID BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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MID Elite 3 Years Fixed Return Certificate in Egyptian Pounds

MID BANK · Certificates · Egyptian Pound · 5.0 · Monday 24 August 2026 - 01:55 AM

Mid Elite is a 3-year fixed-return certificate with returns up to 18.50% annually, flexible payout options, and borrowing up to 95% of its value.

Yield by payout
17.75% – 18.5%
Term
3 yrs
Min. deposit
EGP 100K
Payout
Daily 17.75% · Monthly 18.25% · Quarterly 18.35% · Annual 18.5%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Daily 17.75% · Monthly 18.25% · Quarterly 18.35% · Annual 18.5%
Rate tiers
  1. ≥ EGP 100,000 Daily
    17.75%
  2. ≥ EGP 100,000 Compounded monthly
    18.25%
  3. ≥ EGP 100,000 Compounded quarterly
    18.35%
  4. ≥ EGP 100,000 Compounded annually
    18.5%

Amount & term

Term
3 yrs
Min deposit
EGP 100,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

MID Elite 3 Years Fixed Return Certificate in Egyptian Pounds

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Pros

  • You can borrow up to 95% of the certificate’s value at a competitive interest rate.
  • The certificate is issued to individuals and may be purchased in the name of a minor under the guardianship of their legal guardian.

Cons

  • The certificate cannot be redeemed before 6 months, after which redemption follows the bank’s announced schedule.

Our take

Mid Elite is a 3-year fixed-return certificate, offering up to 18.50% annually with yearly payouts, with flexible payout options and borrowing of up to 95% of the certificate value.

Mid Elite is a 3-year fixed-return certificate with returns up to 18.50% annually, flexible payout options, and borrowing up to 95% of its value.

Compare

Alternatives at a glance
MID Elite 3 Years Fixed Return Certificate in Egyptian Pounds MID BANK This one National Bank of Egypt National Bank of Egypt Classic Certificate SUEZ CANAL BANK Diamond Plus Certificate Housing and Development Bank
Yield by payout
17.75% – 18.5% 17.75% – 17.85% 17.75% – 17.85% 17.75% – 18%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 100K EGP 1,000 EGP 1,000 EGP 250K
Payout
Daily 17.75% · Monthly 18.25% · Quarterly 18.35% · Annual 18.5% Monthly 17.75% · Quarterly 17.85% Monthly 17.75% · Quarterly 17.85% Monthly 17.75% · Annual 18%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 10:30 PM Updated Thursday 22 October 2026 - 12:04 PM