3- years Floating EGP NXT Edge CD — bank nxt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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3- years Floating EGP NXT Edge CD

bank nxt · Certificates · Egyptian Pound · 5.0 · Friday 28 August 2026 - 10:16 AM

NXT Edge 3-Year Variable-Rate Certificate with a 19.50% monthly or 20% quarterly return, featuring financing of up to 95% of the certificate’s value

Current yield · variable
20.5% – 21%
Term
3 yrs
Min. deposit
EGP 50K
Payout
Monthly 20.5% · Quarterly 21%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • Grow my savings the most
    • Yield higher than average for this term
  • Keep my money reachable
    • Several payout options

Not for you if

  • I want a predictable return
    • The return is variable

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Floating
Payout
Multiple
Yield by payout
Monthly 20.5% · Quarterly 21%
Rate tiers
  1. ≥ EGP 50,000 Year 3Compounded monthly
    20.5%
  2. ≥ EGP 50,000 Year 3Compounded quarterly
    21%

Amount & term

Term
3 yrs
Min deposit
EGP 50,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes
Early-withdrawal tiers
From dayPenaltyDescription
1808%من 7 أشهر إلى 12 شهر
3607%السنة الثانية
7206%السنة الثالثة

Do the maths

3- years Floating EGP NXT Edge CD

Compute the total return and profit on a savings certificate, by payout.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Pros

  • The possibility of obtaining a loan secured against the certificate for up to 95% of its value.

Cons

  • The minimum amount required to issue the certificate is EGP 50,000.

Our take

NXT Edge 3-Year Variable-Rate EGP Certificate is a suitable savings option for customers seeking a competitive variable return with a guaranteed minimum rate, while also providing the flexibility to obtain financing of up to 95% of the certificate’s value. The option to receive returns on a monthly or quarterly basis offers additional flexibility based on the customer’s financial needs. However, customers should consider that the return is variable and that early redemption is subject to the applicable redemption rules and rates

NXT Edge 3-Year Variable-Rate Certificate with a 19.50% monthly or 20% quarterly return, featuring financing of up to 95% of the certificate’s value

Compare

Alternatives at a glance
3- years Floating EGP NXT Edge CD bank nxt This one Platinum Variable Interest Certificate National Bank of Egypt Gary Plus certificate SUEZ CANAL BANK 3-year certificate with variable return CIB Egypt
Current yield · variable
20.5% – 21% 20.5% Current annual yield · variable20.5% Current annual yield · variable20.25% – 20.5%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 50K EGP 1,000 EGP 1,000 EGP 1,000
Payout
Monthly 20.5% · Quarterly 21% Monthly Monthly Daily 20.25% · Monthly 20.5%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 10:26 PM Updated Friday 30 October 2026 - 09:41 AM