Elite certificate — Export Development Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Elite certificate

Export Development Bank of Egypt · Certificates · Egyptian Pound · 5.0 · Sunday 28 June 2026 - 01:22 PM

The Elite Certificate offers a high monthly return with flexible borrowing and early redemption features, making it a suitable choice for customers seeking steady income and liquidity.

Yield by payout
18.25% – 18.35%
Term
3 yrs
Min. deposit
EGP 10K
Payout
Monthly 18.25% · Quarterly 18.35%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Monthly 18.25% · Quarterly 18.35%
Rate tiers
  1. ≥ EGP 10,000 Year 3Compounded monthly
    18.25%
  2. ≥ EGP 10,000 Year 3Compounded quarterly
    18.35%

Amount & term

Term
3 yrs
Min deposit
EGP 10,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
3 yrs
Available online
No
Branch visit required
Yes
National ID required
Yes

Do the maths

Elite certificate

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Pros

  • Competitive fixed return with borrowing facilities of up to 90% of the certificate value.

Cons

  • Early redemption is only available after six months

Our take

The Elite Certificate offered by the Export Development Bank of Egypt is a suitable option for customers seeking a high and stable monthly return over the medium term. The certificate provides a competitive annual yield of 17.25%, along with the flexibility to borrow up to 90% of its value. Additionally, customers can redeem the certificate after six months from the issuance date, making it an attractive choice for investors looking to combine strong returns with access to liquidity when needed.

The Elite Certificate offers a high monthly return with flexible borrowing and early redemption features, making it a suitable choice for customers seeking steady income and liquidity.

Compare

Alternatives at a glance
Elite certificate Export Development Bank of Egypt This one Premium Certificate CIB Egypt Elite Star Certificate SUEZ CANAL BANK Prestige Certificate Credit Agricole Egypt
Yield by payout
18.25% – 18.35% 18% Annual yield18% Annual yield18% Annual yield
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 10K EGP 50K EGP 100K EGP 400K
Payout
Monthly 18.25% · Quarterly 18.35% Monthly Monthly Monthly
Compare with 3 similar certificates

Added Monday 18 May 2026 - 01:09 PM Updated Wednesday 07 October 2026 - 10:27 PM