Primo Three-Year Variable Rate Certificate — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Primo Three-Year Variable Rate Certificate

banque du caire · Certificates · Egyptian Pound · 4.5 · Monday 29 June 2026 - 05:10 PM

A variable-rate certificate offering a 20.5% monthly return, with a low EGP 1,000 minimum and flexible borrowing and redemption options.

Current annual yield · variable
20.5%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • Grow my savings the most
    • Yield higher than average for this term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • I want a predictable return
    • The return is variable

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Floating
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
3 yrs
Available online
No
Branch visit required
Yes
National ID required
Yes
Early-withdrawal tiers
From dayPenaltyDescription
18010%بعد 6 أشهر
3609.75%خلال السنة الثانية
72010.25%خلال السنة الثالثة

Do the maths

Primo Three-Year Variable Rate Certificate

Compute the total return and profit on a savings certificate, by payout.

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Our take 4.5

4.5 Banky rating

Pros

  • The combination of a relatively high monthly return and a low minimum investment, with full or partial redemption available after six months.

Cons

  • The return is variable, meaning it could decline if interest rates fall, making the monthly income less predictable throughout the certificate term.

Our take

Banque du Caire’s Primo Three-Year Variable Certificate offers a monthly return of 20.5%, with a low minimum investment of EGP 1,000, making it suitable for customers seeking regular income while benefiting from a variable return structure. The certificate also has no maximum issuance limit, allows borrowing against it, and offers full or partial redemption after six months, providing good flexibility in managing savings.

A variable-rate certificate offering a 20.5% monthly return, with a low EGP 1,000 minimum and flexible borrowing and redemption options.

Compare

Alternatives at a glance
Primo Three-Year Variable Rate Certificate banque du caire This one Platinum Variable Interest Certificate National Bank of Egypt Gary Plus certificate SUEZ CANAL BANK 3-year certificate with variable return CIB Egypt
Current annual yield · variable
20.5% 20.5% 20.5% 20.25% – 20.5% Current yield · variable
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1,000 EGP 1,000 EGP 1,000 EGP 1,000
Payout
Monthly Monthly Monthly Daily 20.25% · Monthly 20.5%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 05:06 PM Updated Friday 30 October 2026 - 01:29 PM