4- year El Motamayeza — Al Ahli Bank of Kuwait – Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
  • 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
  • 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
  • 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
  • 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
  • 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

4- year El Motamayeza

Al Ahli Bank of Kuwait – Egypt · Certificates · Egyptian Pound · 3.5 · Monday 12 October 2026 - 03:52 PM

A 4-yearEl Motamayeza offering a 14% annual interest rate payable monthly, starting from EGP 1,000, with borrowing facilities of up to 95% of its value.

Annual yield
14%
Term
4 yrs
Min. deposit
EGP 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed return for the whole term

Not for you if

  • Keep my money reachable
    • Longer lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of 37–60 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
4 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes
Early-withdrawal tiers
From dayPenaltyDescription
1807%السنة الأولى
3606%السنة الثانية
7205%السنة الثالثة
10804%السنة الرابعة

Do the maths

4- year El Motamayeza

Compute the total return and profit on a savings certificate, by payout.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Borrowing facility of up to 95% of the certificate's value.
  • The interest is automatically credited to your current or savings account.

Cons

  • Interest payout frequency: Monthly only.

Our take

4- year El Motamayeza has a 4-year tenor with an annual interest rate of 14.00%, payable monthly. It is issued in denominations starting from EGP 1,000 and multiples thereof. Interest earnings are automatically credited to your current or savings account, with a borrowing facility of up to 95% of the certificate’s value.

A 4-yearEl Motamayeza offering a 14% annual interest rate payable monthly, starting from EGP 1,000, with borrowing facilities of up to 95% of its value.

Compare

Alternatives at a glance
4- year El Motamayeza Al Ahli Bank of Kuwait – Egypt This one Primo Certificate with Tiered Returns banque du caire Four-year savings certificates with a fixed monthly return. Emirates NBD Variable certificate QNB EGYPT
Annual yield
14% 16% Average annual yield · variable13.5% 145.14% Total yield · At maturity
Term
4 yrs 3 yrs 4 yrs 10 yrs
Min. deposit
EGP 1,000 EGP 50K EGP 100K EGP 1,000
Payout
Monthly Monthly Monthly At maturity
Compare with 3 similar certificates

Added Monday 29 June 2026 - 03:32 PM Updated Friday 23 October 2026 - 01:22 PM