Dollar certificate, 7 years — CIB Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Dollar certificate, 7 years

CIB Egypt · Certificates · US Dollar · 3.5 · Monday 24 August 2026 - 04:35 PM

Offers a fixed 3.25% annual return paid monthly, but has the longest tenor and lowest return among the three USD certificates.

Annual yield
3.25%
Term
7 yrs
Min. deposit
USD 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term

Not for you if

  • Grow my savings the most
  • Keep my money reachable
    • Longer lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of 61+ months in USD only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
7 yrs
Min deposit
USD 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

Dollar certificate, 7 years

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Fixed 3.25% annual return.
  • Monthly interest payouts.

Cons

  • Very long 7-year tenor.
  • Lowest return among the listed USD certificates.

Our take

Suitable for customers with very long-term savings goals who want monthly USD income, but less attractive for those seeking higher returns or greater liquidity.

Offers a fixed 3.25% annual return paid monthly, but has the longest tenor and lowest return among the three USD certificates.

Compare

Alternatives at a glance
Dollar certificate, 7 years CIB Egypt This one Savings certificates with a fixed return in US dollars (5 years) SUEZ CANAL BANK Green Pearls Certificate Arab African International Bank "Primo" Certificates US Dollars banque du caire
Annual yield
3.25% 3% – 3.15% Yield by payout3.5% – 3.6% Yield by payout3.5% – 3.65% Yield by payout
Term
7 yrs 5 yrs 7 yrs 3 yrs
Min. deposit
USD 1,000 USD 100 USD 5,000 USD 500
Payout
Monthly Monthly 3% · Quarterly 3.05% · Semi-annual 3.1% · Annual 3.15% Monthly 3.5% · Quarterly 3.55% · Annual 3.6% Monthly 3.5% · Quarterly 3.55% · Semi-annual 3.6% · Annual 3.65%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 11:47 AM Updated Saturday 10 October 2026 - 10:23 PM