Savings certificates with a fixed return in US dollars (5 years) — SUEZ CANAL BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Savings certificates with a fixed return in US dollars (5 years)

SUEZ CANAL BANK · Certificates · US Dollar · 3.5 · Thursday 08 October 2026 - 02:42 AM

A long-term USD certificate with a USD 100 minimum investment, offering fixed returns and flexible payout options.

Yield by payout
3% – 3.15%
Term
5 yrs
Min. deposit
USD 100
Payout
Monthly 3% · Quarterly 3.05% · Semi-annual 3.1% · Annual 3.15%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term
  • Keep my money reachable
    • Longer lock-in

All of this is measured against products of 37–60 months in USD only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Monthly 3% · Quarterly 3.05% · Semi-annual 3.1% · Annual 3.15%
Rate tiers
  1. ≥ USD 100 Compounded monthly
    3%
  2. ≥ USD 100 Compounded quarterly
    3.05%
  3. ≥ USD 100 Compounded semi-annually
    3.1%
  4. ≥ USD 100 Compounded annually
    3.15%

Amount & term

Term
5 yrs
Min deposit
USD 100

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
5 yrs
Available online
Yes
Branch visit required
Yes
National ID required
Yes
Early-withdrawal tiers
From dayPenaltyDescription
3601.75%بعد مرور سنة
7201.5%خلال السنة الثالثة
10801.25%خلال السنة الرابعة
14401%خلال السنة الخامسة

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Savings certificates with a fixed return in US dollars (5 years)

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • A very low USD 100 minimum investment combined with multiple interest payout options

Cons

  • The certificate cannot be redeemed during the first year, limiting liquidity compared with certificates that allow redemption after only six months.

Our take

The 5-Year Fixed USD Investment Certificate from Suez Canal Bank is a suitable option for customers seeking to preserve their savings in US dollars while earning a stable periodic return over the long term. The certificate features a very low minimum investment of just USD 100 and offers flexible payout frequencies, including monthly, quarterly, semi-annual, and annual options. It also allows borrowing of up to 85% of the certificate value, providing additional liquidity without redeeming the investment.

A long-term USD certificate with a USD 100 minimum investment, offering fixed returns and flexible payout options.

Compare

Alternatives at a glance
Savings certificates with a fixed return in US dollars (5 years) SUEZ CANAL BANK This one 3-year US dollar savings certificates with fixed interest Emirates NBD Dollar certificate, 7 years CIB Egypt Green Pearls Certificate Arab African International Bank
Yield by payout
3% – 3.15% 2.85% – 3.1% 3.25% Annual yield3.5% – 3.6%
Term
5 yrs 3 yrs 7 yrs 7 yrs
Min. deposit
USD 100 USD 5,000 USD 1,000 USD 5,000
Payout
Monthly 3% · Quarterly 3.05% · Semi-annual 3.1% · Annual 3.15% Monthly 2.85% · Quarterly 2.95% · Semi-annual 3% · Annual 3.1% Monthly Monthly 3.5% · Quarterly 3.55% · Annual 3.6%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 11:19 AM Updated Thursday 08 October 2026 - 02:42 AM