al Kheir Certificate — Kuwait Finance House Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Islamic

al Kheir Certificate

Kuwait Finance House Egypt · Certificates · Islamic · Egyptian Pound · 5.0 · Sunday 23 August 2026 - 12:11 PM

Al Kheir Certificate: A 3-year certificate with variable returns of up to 19%, monthly or quarterly payouts, and financing of up to 95% of its value.

Expected profit by payout
18.5% – 19%
Term
3 yrs
Min. deposit
EGP 5,000
Payout
Monthly 18.5% · Quarterly 19%

Returns

Yield type
Floating
Payout
Multiple
Yield by payout
Monthly 18.5% · Quarterly 19%
Rate tiers
  1. ≥ EGP 5,000 Year 3Compounded monthly
    18.5%
  2. ≥ EGP 5,000 Year 3Compounded quarterly
    19%

Amount & term

Term
3 yrs
Min deposit
EGP 5,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

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al Kheir Certificate

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Our take 5.0

5.0 Banky rating

Pros

  • Customers can obtain financing of up to 95% of the certificate’s value.

Cons

  • The certificate cannot be redeemed until 6 months after the issue date, with applicable early redemption charges.

Our take

Al Kheir Certificate is a 3-year savings certificate offering variable expected returns of up to 19%, with the option to receive returns monthly or quarterly. It also provides additional financial flexibility through financing of up to 95% of the certificate’s value, subject to the early redemption conditions and applicable breakage charges.

Al Kheir Certificate: A 3-year certificate with variable returns of up to 19%, monthly or quarterly payouts, and financing of up to 95% of its value.

Compare

Alternatives at a glance
al Kheir Certificate Kuwait Finance House Egypt This one El Safwa Certificate Kuwait Finance House Egypt 3 Years Al Ghina Suk Abu Dhabi Islamic Bank Egypt
Expected profit by payout
18.5% – 19% 18% – 18.5% 17.5% – 19%
Term
3 yrs 3 yrs 3 yrs
Min. deposit
EGP 5,000 EGP 50K EGP 2.5M
Payout
Monthly 18.5% · Quarterly 19% Monthly 18% · Quarterly 18.25% · Annual 18.5% Monthly 17.5% · Quarterly 17.75% · Annual 19%
Compare with 2 similar certificates

Added Saturday 06 June 2026 - 08:50 PM Updated Saturday 10 October 2026 - 10:53 PM