First Plus — QNB EGYPT | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%

First Plus

QNB EGYPT · Certificates · Egyptian Pound · 5.0 · Sunday 26 July 2026 - 02:34 PM
Annual yield
18%
Term
3 yrs
Min. deposit
EGP 500K
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 500,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

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Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Our take

QNB's First Plus Certificate is well suited for customers with substantial savings who are looking for a stable, fixed return and predictable monthly income. Offering a fixed annual yield of 18% with monthly payouts and a minimum investment of EGP 500,000, the certificate combines attractive returns with added flexibility through secured lending, reinvestment options, and early redemption after six months according to the bank's redemption schedule. Overall, it is a competitive choice for investors prioritizing capital preservation and consistent cash flow over the investment term.

Compare

Alternatives at a glance
First Plus QNB EGYPT This one Premium Certificate CIB Egypt Elite Star Certificate SUEZ CANAL BANK Prestige Certificate Credit Agricole Egypt
Annual yield
18% 18% 18% 18%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 500K EGP 50K EGP 100K EGP 400K
Payout
Monthly Monthly Monthly Monthly
Compare with 3 similar certificates

Added Wednesday 03 June 2026 - 01:22 PM Updated Saturday 10 October 2026 - 10:24 PM