Max's triple certificate with a fixed return — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Max's triple certificate with a fixed return

Alex Bank · Certificates · Egyptian Pound · 4.0 · Tuesday 18 August 2026 - 03:16 AM
Annual yield
18.25%
Term
3 yrs
Min. deposit
EGP 1M
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 1,000,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

Do the maths

Max's triple certificate with a fixed return

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • It offers a steady, stable, and guaranteed return throughout the certificate period (3 years) without being affected by market fluctuations or interest rate cuts.

Cons

  • The return is relatively lower compared to the "Alex Star Plus" certificate, and it doesn't allow you to benefit if interest rates rise in the market later.

Our take

The certificate is a good option for Bank of Alexandria savers who have capital starting from one million pounds and are looking for fixed and guaranteed monthly returns, but it's better to compare it with competing savings options in other banks before making a final commitment.

Compare

Alternatives at a glance
Max's triple certificate with a fixed return Alex Bank This one Elite certificate Export Development Bank of Egypt Premium Certificate CIB Egypt Elite Star Certificate SUEZ CANAL BANK
Annual yield
18.25% 18.25% – 18.35% Yield by payout18% 18%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1M EGP 10K EGP 50K EGP 100K
Payout
Monthly Monthly 18.25% · Quarterly 18.35% Monthly Monthly
Compare with 3 similar certificates

Added Tuesday 18 August 2026 - 03:14 AM Updated Wednesday 21 October 2026 - 10:16 AM