The Triple XL Star Plus Certificate — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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The Triple XL Star Plus Certificate

Alex Bank · Certificates · Egyptian Pound · 4.2 · Tuesday 18 August 2026 - 03:11 AM
Annual yield
18%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

Do the maths

The Triple XL Star Plus Certificate

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.2

4.2 Banky rating

Pros

  • It offers the highest declared fixed return on the list (18%) for certificates in its category, providing a regular, low-risk income.

Cons

  • Interest is fixed for 3 years, which means you can't benefit from any future interest hikes, and there's a penalty if you cash out the certificate early.

Our take

The 'Alex Star Plus' certificate from Bank of Alexandria with a fixed return (18%) stands out for its excellent flexibility thanks to its low minimum purchase (1,000 EGP) and regular monthly payouts for 3 years. However, the 18% return is considered less competitive compared to certificates offered by other banks.

Compare

Alternatives at a glance
The Triple XL Star Plus Certificate Alex Bank This one Premium Certificate CIB Egypt Elite Star Certificate SUEZ CANAL BANK Prestige Certificate Credit Agricole Egypt
Annual yield
18% 18% 18% 18%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1,000 EGP 50K EGP 100K EGP 400K
Payout
Monthly Monthly Monthly Monthly
Compare with 3 similar certificates

Added Tuesday 18 August 2026 - 03:08 AM Updated Sunday 11 October 2026 - 08:45 AM