Family certificate
- Current annual yield · variable
- 19.25%
- Term
- 3 yrs
- Min. deposit
- EGP 1,000
- Payout
- Monthly
Banky Analysis
3.8/5
Suits you if
- I need monthly income
- Monthly payout
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- Monthly payout
Not for you if
- I want a predictable return
- The return is variable
Not known yet
1 more detail we don't have yet
All of this is measured against products of 25–36 months in EGP only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Yield type
- Floating
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- Flexible
- Available online
- Yes
- Branch visit required
- No
- National ID required
- Yes
Do the maths
Our take
Pros
- It offers the highest return rate on this entire list (18.25%) in Egyptian pounds, giving excellent profitability and a strong local investment.
Cons
- It returns in the local currency (pound), which makes it prone to being affected by inflation rates and exchange rate changes compared to dollar certificates.
Our take
The family certificate offers a decent monthly return (18.25%), providing a steady cash flow, but tying it to the corridor rate means the return could drop in the future if the central bank decides to lower interest rates.
Compare
| Family certificate Egyptian Arab Land Bank This one | Fixed certificate QNB EGYPT | 8-year savings certificates with variable interest rates Emirates NBD | saib prime certificate saib bank |
|---|---|---|---|
| Current annual yield · variable | |||
| 19.25% | 19.1% | 19.75% | 20% – 20.5% Current yield · variable |
| Term | |||
| 3 yrs | 3 yrs | 8 yrs | 3 yrs |
| Min. deposit | |||
| EGP 1,000 | EGP 1,000 | EGP 5,000 | EGP 1,000 |
| Payout | |||
| Monthly | Monthly | Monthly | Daily 20% · Monthly 20.5% |
Added Tuesday 18 August 2026 - 02:21 AM Updated Friday 30 October 2026 - 06:49 PM