Triple Fixed Certificate — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Triple Fixed Certificate

Credit Agricole Egypt · Certificates · Egyptian Pound · 3.2 · Thursday 23 July 2026 - 08:37 PM
Annual yield
14.5%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Quarterly

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Quarterly payout

Not for you if

  • I need monthly income
    • Advertised yield lower than average
  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded quarterly
Yield by payout
Quarterly
Rate tiers
  1. ≥ EGP 1,000
    14.5%

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

Do the maths

Triple Fixed Certificate

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.2

3.2 Banky rating

Pros

  • A regular disbursement cycle every three months, with a low minimum balance requirement of just 1,000 EGP.

Cons

  • A relatively lower rate of return compared to certain other investment alternatives in the market for the same period.

Our take

The three-year certificate with quarterly interest payouts offers a medium-term investment option for savers, featuring a relatively fixed return of 14.75%. While the payout frequency provides some flexibility, this return may fall short of the expectations of those seeking yields that outpace current inflation rates.

Compare

Alternatives at a glance
Triple Fixed Certificate Credit Agricole Egypt This one Variable certificate QNB EGYPT Primo Certificate with Tiered Returns banque du caire Four-year savings certificates with a fixed monthly return. Emirates NBD
Annual yield
14.5% 145.14% Total yield · At maturity16% Average annual yield · variable13.5%
Term
3 yrs 10 yrs 3 yrs 4 yrs
Min. deposit
EGP 1,000 EGP 1,000 EGP 50K EGP 100K
Payout
Quarterly At maturity Monthly Monthly
Compare with 3 similar certificates

Added Thursday 23 July 2026 - 08:33 PM Updated Wednesday 28 October 2026 - 12:12 AM