Al Mashreq Platinum Certificate
- Annual yield
- 18.1%
- Term
- 3 yrs
- Min. deposit
- EGP 250K
- Payout
- Monthly
Banky Analysis
3.3/5
Suits you if
- I need monthly income
- Monthly payout
- I want a predictable return
- Fixed return for the whole term
- Keep my money reachable
- Monthly payout
Not for you if
- Grow my savings the most
- Yield higher than average for this term
Not known yet
1 more detail we don't have yet
All of this is measured against products of 25–36 months in EGP only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Yield type
- Fixed
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 250,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- Flexible
- Available online
- Yes
- Branch visit required
- No
- National ID required
- Yes
Do the maths
Our take
Pros
- Strong competitive return
Cons
- The high minimum subscription reduces the certificate's flexibility compared to some alternatives available in the market
Our take
The Mashreq Platinum Certificate offers a high monthly return of 18.10%, making it a solid choice for those with large savings, especially since the minimum subscription starts at 250,000 pounds. However, the high minimum makes it less appealing for many clients looking to invest smaller amounts.
Compare
| Al Mashreq Platinum Certificate Mashreq Egypt This one | Premium Certificate CIB Egypt | Elite Star Certificate SUEZ CANAL BANK | Prestige Certificate Credit Agricole Egypt |
|---|---|---|---|
| Annual yield | |||
| 18.1% | 18% | 18% | 18% |
| Term | |||
| 3 yrs | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 250K | EGP 50K | EGP 100K | EGP 400K |
| Payout | |||
| Monthly | Monthly | Monthly | Monthly |
Added Wednesday 22 July 2026 - 03:08 PM Updated Monday 26 October 2026 - 01:07 AM