Al Mashreq Platinum Certificate — Mashreq Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Al Mashreq Platinum Certificate

Mashreq Egypt · Certificates · Egyptian Pound · 4.0 · Wednesday 22 July 2026 - 03:13 PM
Annual yield
18.1%
Term
3 yrs
Min. deposit
EGP 250K
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Monthly payout
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Monthly payout

Not for you if

  • Grow my savings the most
    • Yield higher than average for this term

Not known yet

1 more detail we don't have yet

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Term
3 yrs
Min deposit
EGP 250,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
Flexible
Available online
Yes
Branch visit required
No
National ID required
Yes

Do the maths

Al Mashreq Platinum Certificate

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Strong competitive return

Cons

  • The high minimum subscription reduces the certificate's flexibility compared to some alternatives available in the market

Our take

The Mashreq Platinum Certificate offers a high monthly return of 18.10%, making it a solid choice for those with large savings, especially since the minimum subscription starts at 250,000 pounds. However, the high minimum makes it less appealing for many clients looking to invest smaller amounts.

Compare

Alternatives at a glance
Al Mashreq Platinum Certificate Mashreq Egypt This one Premium Certificate CIB Egypt Elite Star Certificate SUEZ CANAL BANK Prestige Certificate Credit Agricole Egypt
Annual yield
18.1% 18% 18% 18%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 250K EGP 50K EGP 100K EGP 400K
Payout
Monthly Monthly Monthly Monthly
Compare with 3 similar certificates

Added Wednesday 22 July 2026 - 03:08 PM Updated Monday 26 October 2026 - 01:07 AM