Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
3 products side by side
- Remove
World Elite Credit Card 
BANQUE MISR - Remove AAIB World Elite Mastercard Credit Card Arab African International Bank
- Remove
IDB World Elite Mastercard Credit Card The Industrial Development Bank
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance IDB World Elite Mastercard Credit Card 34.49% vs 60.1% at World Elite Credit Card & AAIB World Elite Mastercard Credit Card
- For travel World Elite Credit Card EGP 500,000 vs EGP 10,000 at IDB World Elite Mastercard Credit Card
- Lowest annual fee AAIB World Elite Mastercard Credit Card EGP 6,000 vs EGP 8,000 at World Elite Credit Card & IDB World Elite Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 10,000 apart
- Purchase limit abroad (POS) ×50
- Late payment fee ×2
- Over-limit fee ×2
All specifications
| Specs | World Elite Credit Card BANQUE MISR | AAIB World Elite Mastercard Credit Card Arab African International Bank | IDB World Elite Mastercard Credit Card The Industrial Development Bank |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | World Elite | World Elite | World Elite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 300,000 – EGP 1,500,000 | EGP 250,000 – EGP 5,000,000 | EGP 250,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 Best | EGP 490,000 | EGP 10,000 |
| Cash withdrawal limit abroad | EGP 6,000 | EGP 10,000 Best | EGP 0 |
| Monthly intl. online limit (from Egypt) | EGP 800,000 Best | EGP 200,000 | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) | 34.49% (2.5% /mo) Best |
| Nominal APR | 48% | 48% | 30% Best |
| Installment interest | — | 95% | — |
| Grace period | 56 days | 55 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 8,000 | EGP 6,000 Best | EGP 8,000 |
| Late payment fee | EGP 75 Best | EGP 150 | EGP 100 |
| Over-limit fee | EGP 75 Best | EGP 150 | EGP 100 |
| Supplementary card fee/yr | EGP 1,000 | EGP 6,000 | EGP 1,000 |
| Foreign txn fee | 3% Best | 5% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) | — |
| Cash advance APR (nominal) | 48% | 48% | — |
| Domestic cash advance fee | 2% (min EGP 15) Best | 3% (min EGP 40) | 3% (min EGP 40) |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 90% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 50) | 3% (min EGP 50) | 3% (min EGP 50) |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | Yes | No |
| Purchase protection | No | Yes | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | برنامج المكافآت | — |
| Points per EGP | 3.5 Best | 2.5 | — |
| Signup bonus | — | 2.5 نقطة لكل جنيه | — |
| Free lounge visits/yr | — | 10 | — |
| Installment months | 60 | 60 | — |
| Min salary | — | EGP 10,000 | — |
| Min monthly income | — | EGP 10,000 | — |
| Min age | 21 | 21 | 21 |
| Max age | 65 | 65 | 65 |
| Approved employer | No | No | No |