2 products side by side
NBK Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | NBK Gold Visa Credit Card National Bank of Kuwait Egypt | United Bank Gold Visa Credit Card the united bank |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 100,000 | EGP 25,000 – EGP 200,000 |
| Purchase limit abroad (POS) | — | EGP 125,000 |
| Cash withdrawal limit abroad | — | EGP 2,500 |
| Effective annual rate (APR) | — | 38.16% (2.73% /mo) |
| Nominal APR | — | 32.76% |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 250 Best | EGP 300 |
| Fee waivable | No | No |
| Issuance fee | EGP 250 Best | EGP 300 |
| Late payment fee | — | EGP 200 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | EGP 250 (first 2 free) | EGP 250 |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | — | 4% (min EGP 50) |
| Cash advance fee abroad | — | 8% (min EGP 60) |
| Lounge access | No | No |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | Yes |
| Min monthly income | — | EGP 8,000 |
| Approved employer | No | No |