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QNB Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | Golden Hunting Club Card Credit Agricole Egypt | QNB Gold Visa Credit Card QNB EGYPT |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 50,000 | EGP 10,000 – EGP 39,999 |
| Purchase limit abroad (POS) | — | EGP 200,000 |
| Cash withdrawal limit abroad | — | EGP 1,500 |
| Effective annual rate (APR) | 64.78% (4.25% /mo) Best | 66.69% (4.35% /mo) |
| Nominal APR | 51% Best | 52.2% |
| Grace period | 56 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 600 | EGP 300 Best |
| Fee waivable | No | No |
| Issuance fee | — | EGP 300 |
| Late payment fee | — | EGP 150 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | — | EGP 200 |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | — | 4% (min EGP 50) |
| Cash advance fee abroad | — | 6% |
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | Yes |
| Points per EGP | — | 1 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |