Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
Compare Credit cards
2 products side by side
- Remove
CIB Classic Mastercard Credit Card 
CIB Egypt - Remove
Al-Arabi Card 
BANQUE MISR - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance CIB Classic Mastercard Credit Card 59.92% vs 60.1% at Al-Arabi Card
- Lowest annual fee Al-Arabi Card EGP 50 vs EGP 450 at CIB Classic Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee ×9
- Late payment fee ×2
- Over-limit fee ×2
All specifications
| Specs | CIB Classic Mastercard Credit Card CIB Egypt | Al-Arabi Card BANQUE MISR | |
|---|---|---|---|
| Network | Mastercard | Visa | |
| Tier | Classic | Classic | |
| Contactless | Yes | Yes | |
| Apple Pay | Yes | Yes | |
| Google Pay | No | No | |
| Credit limit | EGP 10,000 – EGP 150,000 | Up to EGP 150,000 | |
| Purchase limit abroad (POS) | EGP 500,000 | — | |
| Cash withdrawal limit abroad | EGP 4,000 | — | |
| Monthly intl. online limit (from Egypt) | EGP 200,000 | — | |
| Effective annual rate (APR) | 59.92% (3.99% /mo) Best | 60.1% (4% /mo) | |
| Nominal APR | 47.88% Best | 48% | |
| Grace period | 55 days | 56 days Best | |
| First year free | No | No | |
| Annual fee | EGP 450 | EGP 50 Best | |
| Fee waivable | No | No | |
| Issuance fee | EGP 450 | EGP 100 Best | |
| Late payment fee | EGP 150 | EGP 75 Best | |
| Over-limit fee | EGP 150 | EGP 75 Best | |
| Supplementary card fee/yr | EGP 0 | EGP 50 | |
| Foreign txn fee | 3% | — | |
| Min payment (%) | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | — | 60.1% (4% /mo) | |
| Cash advance APR (nominal) | — | 48% | |
| Domestic cash advance fee | 4% (min EGP 40) | — | |
| Cash advance limit | Up to 100% of the credit limit in cash | — | |
| Cash advance fee abroad | 10% (min EGP 20) | — | |
| Lounge access | Yes | No | |
| Installments | Yes | Yes | |
| Travel insurance | No | No | |
| Purchase protection | No | No | |
| Cashback | No | No | |
| Rewards points | Yes | No | |
| Rewards program | CIB BONUS | — | |
| Points per EGP | 2 | — | |
| Signup bonus | مكافأة ترحيبية 100,000 نقطة BONUS (بقيمة 500 جنيه) عند إنفاق 30,000 جنيه خلال أول 3 أشهر | — | |
| Installment months | — | 24 | |
| Min age | 21 | 21 | |
| Max age | 65 | — | |
| Approved employer | No | No | |