2 products side by side
NBK Gold Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | United Bank Gold Visa Credit Card the united bank | NBK Gold Visa Credit Card National Bank of Kuwait Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 25,000 – EGP 200,000 | EGP 10,000 – EGP 100,000 |
| Purchase limit abroad (POS) | EGP 125,000 | — |
| Cash withdrawal limit abroad | EGP 2,500 | — |
| Effective annual rate (APR) | 38.16% (2.73% /mo) | — |
| Nominal APR | 32.76% | — |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 300 | EGP 250 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 300 | EGP 250 Best |
| Late payment fee | EGP 200 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 250 | EGP 250 (first 2 free) |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | 4% (min EGP 50) | — |
| Cash advance fee abroad | 8% (min EGP 60) | — |
| Lounge access | No | No |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Min monthly income | EGP 8,000 | — |
| Approved employer | No | No |