Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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QNB Gold Visa Credit Card 
QNB EGYPT - Remove
HSBC Gold Visa Credit Card HSBC EGYPT - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance QNB Gold Visa Credit Card 66.69% vs 68.04% at HSBC Gold Visa Credit Card
- Lowest annual fee HSBC Gold Visa Credit Card EGP 0 vs EGP 300 at QNB Gold Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee EGP 300 apart
All specifications
| Specs | QNB Gold Visa Credit Card QNB EGYPT | HSBC Gold Visa Credit Card HSBC EGYPT |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 39,999 | EGP 30,000 – EGP 80,000 |
| Purchase limit abroad (POS) | EGP 200,000 | — |
| Cash withdrawal limit abroad | EGP 1,500 | — |
| Effective annual rate (APR) | 66.69% (4.35% /mo) Best | 68.04% (4.42% /mo) |
| Nominal APR | 52.2% Best | 53.04% |
| Grace period | 57 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 300 | EGP 0 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 300 | — |
| Late payment fee | EGP 150 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 200 | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Domestic cash advance fee | 4% (min EGP 50) | — |
| Cash advance fee abroad | 6% | — |
| Lounge access | No | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Points per EGP | 1 | — |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |