Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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2 products side by side
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AAIB Titanium Cashback Mastercard Credit Card 
Arab African International Bank - Remove
Titanium Mastercard The Industrial Development Bank - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- For travel AAIB Titanium Cashback Mastercard Credit Card EGP 190,000 vs EGP 1,400 at Titanium Mastercard
- Lowest annual fee Titanium Mastercard EGP 350 vs EGP 400 at AAIB Titanium Cashback Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad EGP 10,000 apart
- Purchase limit abroad (POS) ×136
- Installment interest 91 pts apart
- Late payment fee EGP 50 apart
All specifications
| Specs | AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank | Titanium Mastercard The Industrial Development Bank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 50,000 – EGP 100,000 | EGP 10,000 – EGP 49,999 |
| Purchase limit abroad (POS) | EGP 190,000 Best | EGP 1,400 |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 0 |
| Monthly intl. online limit (from Egypt) | EGP 100,000 | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | 95% | 4% Best |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 400 | EGP 350 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 400 | EGP 350 Best |
| Late payment fee | EGP 150 | EGP 100 Best |
| Over-limit fee | EGP 150 | EGP 100 Best |
| Supplementary card fee/yr | EGP 400 | EGP 150 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | 3% (min EGP 40) | 3% (min EGP 40) |
| Cash advance limit | Up to 90% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 3% (min EGP 50) | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج المكافآت | — |
| Points per EGP | 2.5 | — |
| Signup bonus | 2.5 نقطة لكل جنيه | — |
| Free lounge visits/yr | 10 | — |
| Installment months | 60 | 60 |
| Min salary | EGP 10,000 | — |
| Min monthly income | EGP 10,000 | — |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |