Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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AAIB Gold Cashback Visa Credit Card 
Arab African International Bank - Remove
AIB Gold Visa Credit Card ARAB INTERNATIONAL BANK - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- For travel AAIB Gold Cashback Visa Credit Card EGP 140,000 vs EGP 100,000 at AIB Gold Visa Credit Card
If you carry a balance
Biggest differences
- Foreign txn fee 2 pts apart
- Cash advance fee abroad 2 pts apart
- Purchase limit abroad (POS) EGP 40,000 apart
- Late payment fee EGP 50 apart
All specifications
| Specs | AAIB Gold Cashback Visa Credit Card Arab African International Bank | AIB Gold Visa Credit Card ARAB INTERNATIONAL BANK |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | EGP 3,000 – EGP 25,000 | EGP 5,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 140,000 Best | EGP 100,000 |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 8,000 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | 95% | — |
| Grace period | 55 days | 56 days Best |
| First year free | No | No |
| Annual fee | EGP 300 | EGP 300 |
| Fee waivable | No | No |
| Issuance fee | EGP 300 | EGP 300 |
| Late payment fee | EGP 150 Best | EGP 200 |
| Over-limit fee | EGP 150 Best | EGP 200 |
| Supplementary card fee/yr | EGP 300 | EGP 200 |
| Foreign txn fee | 3% Best | 5% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | 3% (min EGP 40) Best | 4% (min EGP 50) |
| Cash advance limit | Up to 90% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 50) Best | 5% (min EGP 50) |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | Yes | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Rewards program | برنامج المكافآت | — |
| Points per EGP | 2.5 | — |
| Signup bonus | 2.5 نقطة لكل جنيه | — |
| Installment months | 60 | — |
| Min salary | EGP 5,000 | — |
| Min monthly income | EGP 5,000 | — |
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | No | No |