Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
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Credit cards
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HDB Royal Mastercard Credit Card 
Housing and Development Bank - Up to 3 products
All specifications
| Specs | HDB Royal Mastercard Credit Card Housing and Development Bank |
|---|---|
| Network | Mastercard |
| Tier | Platinum |
| Contactless | Yes |
| Apple Pay | No |
| Google Pay | No |
| Credit limit | EGP 50,000 – EGP 3,000,000 |
| Purchase limit abroad (POS) | EGP 5,000 |
| Cash withdrawal limit abroad | EGP 120 |
| Effective annual rate (APR) | 60.1% (4% /mo) |
| Nominal APR | 48% |
| Grace period | 56 days |
| First year free | No |
| Annual fee | EGP 500 |
| Fee waivable | No |
| Issuance fee | Free issuance |
| Late payment fee | EGP 150 |
| Over-limit fee | EGP 150 |
| Supplementary card fee/yr | EGP 300 (first 2 free) |
| Foreign txn fee | 4% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% |
| Domestic cash advance fee | 2% (min EGP 25) |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 4% (min EGP 100) |
| Lounge access | Yes |
| Installments | Yes |
| Travel insurance | No |
| Purchase protection | No |
| Cashback | No |
| Rewards points | Yes |
| Points per EGP | 3 |
| Installment months | 36 |
| Min salary | EGP 5,000 |
| Min monthly income | EGP 5,000 |
| Min age | 21 |
| Max age | 65 |
| Approved employer | Yes |