Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
- 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
- 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
- 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
- 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
- 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
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SAIB Titanium Mastercard Credit Card 
saib bank - Remove
EBank Titanium Mastercard Credit Card Export Development Bank of Egypt - Remove
HDB Titanium Mastercard Credit Card Housing and Development Bank
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance EBank Titanium Mastercard Credit Card & HDB Titanium Mastercard Credit Card 60.1% vs 64.78% at SAIB Titanium Mastercard Credit Card
- For travel SAIB Titanium Mastercard Credit Card EGP 3,000 vs EGP 1,100 at EBank Titanium Mastercard Credit Card
- Lowest annual fee HDB Titanium Mastercard Credit Card EGP 300 vs EGP 450 at SAIB Titanium Mastercard Credit Card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad ×208
- Domestic cash advance fee 5 pts apart
- Purchase limit abroad (POS) ×3
- Cash advance fee abroad 6 pts apart
All specifications
| Specs | SAIB Titanium Mastercard Credit Card saib bank | EBank Titanium Mastercard Credit Card Export Development Bank of Egypt | HDB Titanium Mastercard Credit Card Housing and Development Bank |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 15,000 – EGP 49,999 | EGP 10,000 – EGP 49,000 | EGP 10,000 – EGP 49,999 |
| Purchase limit abroad (POS) | EGP 3,000 Best | EGP 1,100 | EGP 1,500 |
| Cash withdrawal limit abroad | EGP 200 | EGP 6,250 Best | EGP 30 |
| Monthly intl. online limit (from Egypt) | EGP 5,000 Best | EGP 1,100 | — |
| Effective annual rate (APR) | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best |
| Nominal APR | 51% | 48% Best | 48% Best |
| Grace period | 58 days Best | 55 days | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 450 | EGP 350 | EGP 300 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 450 | EGP 350 | EGP 300 Best |
| Late payment fee | EGP 150 | EGP 150 | EGP 150 |
| Over-limit fee | EGP 200 | EGP 100 Best | EGP 150 |
| Supplementary card fee/yr | EGP 350 | EGP 350 | EGP 200 (first 2 free) |
| Foreign txn fee | 3% Best | 3% Best | 4% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 51% | 48% Best | 48% Best |
| Domestic cash advance fee | 7% (min EGP 70) | 4% (min EGP 40) | 2% (min EGP 25) Best |
| Cash advance limit | Up to 100% of the credit limit in cash Best | Up to 85% of the credit limit in cash | Up to 100% of the credit limit in cash Best |
| Cash advance fee abroad | 10% (min EGP 60) | 7% (min EGP 50) | 4% (min EGP 100) Best |
| Lounge access | No | No | Yes |
| Installments | Yes | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | No | Yes |
| Points per EGP | 0.6 | — | 1.5 Best |
| Installment months | 36 | — | 36 |
| Min salary | EGP 5,000 | — | EGP 5,000 |
| Min monthly income | — | — | EGP 5,000 |
| Min age | — | 21 | 21 |
| Max age | — | 65 | 65 |
| Approved employer | No | Yes | Yes |