Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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All specifications
| Specs | Visa Gold National Bank of Egypt |
|---|---|
| Network | Visa |
| Tier | Gold |
| Contactless | Yes |
| Apple Pay | Yes |
| Google Pay | No |
| Credit limit | EGP 1 – EGP 49,999 |
| Purchase limit abroad (POS) | EGP 49,999 |
| Cash withdrawal limit abroad | EGP 5,250 |
| Monthly intl. online limit (from Egypt) | EGP 30,000 |
| Effective annual rate (APR) | 51.11% (3.5% /mo) |
| Nominal APR | 42% |
| Installment interest | 95% |
| Grace period | 55 days |
| First year free | No |
| Annual fee | EGP 150 |
| Fee waivable | No |
| Issuance fee | EGP 150 |
| Late payment fee | EGP 75 |
| Over-limit fee | EGP 75 |
| Supplementary card fee/yr | EGP 150 (first 1 free) |
| Foreign txn fee | 3% |
| Min payment (%) | 5% |
| Min payment (fixed) | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | 42% |
| Domestic cash advance fee | EGP 5 |
| Cash advance limit | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 3% (min EGP 100) |
| Lounge access | No |
| Installments | Yes |
| Travel insurance | Yes |
| Purchase protection | Yes |
| Cashback | No |
| Rewards points | Yes |
| Rewards program | نقاط الأهلي للمكافات |
| Points per EGP | 1 |
| Points expiry | 12 mo |
| Signup bonus | نقطة لكل جنيه |
| Installment months | 36 |
| Min salary | EGP 5,000 |
| Min monthly income | EGP 5,000 |
| Min age | 21 |
| Max age | 60 |
| Approved employer | No |