platinum credit card
The Platinum Credit Card from Commercial Bank NXT offers shopping, cash withdrawal, and installment benefits, along with travel services and airport lounge access.
- Annual fee
- EGP 700
- Rewards
- None
- Effective APR
- 59.92%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
Not for you if
- I pay my card off in full
- I want to avoid card fees
- Annual fee higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 700 Above the median of 37 Platinum cards (EGP 600)
- Effective APR 59.92%
What it actually costs you
Clearing it in full before the due date, your cost is EGP 700 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 50,000 – EGP 1,000,000
- Purchase limit abroad (POS)
- EGP 384,000
- Cash withdrawal limit abroad
- EGP 2,400
- Monthly intl. online limit (from Egypt)
- EGP 144,000
Interest & fees
- Effective annual rate (APR)
- 59.92% (3.99% /mo)
- Nominal APR
- 47.88%
- Grace period
- 58 days
- Annual fee
- EGP 700
- Fee waivable
- No
- Issuance fee
- EGP 700
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 200
- Supplementary card fee/yr
- EGP 250 (first 1 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 59.92% (3.99% /mo)
- Cash advance APR (nominal)
- 47.88%
- Domestic cash advance fee
- EGP 60
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- EGP 70
Rewards & benefits
- التسوق محليًا وعالميًا يمكنك استخدام البطاقة لإجراء مشترياتك محليًا وعالميًا بسهولة.
- دخول صالات المطارات تتيح لك البطاقة إمكانية الدخول إلى صالات المطارات وفقًا لشروط وأحكام برنامج Visa Airport Companion، من خلال التطبيق المخصص للخدمة.
- السحب النقدي تتيح لك البطاقة سحب مبالغ نقدية تصل إلى 100% من الحد الائتماني المخصص لك.
Eligibility
- Min age
- 16
- Max age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID Copy
| Min supplementary age | 16 |
Do the maths
Our take
Pros
- Use the card to make purchases locally and internationally with ease
- Receive free SMS notifications after transactions made using the card worldwide
- Withdraw cash of up to 100% of your assigned credit limit
Cons
- Access to airport lounges is available exclusively through the Visa Airport Companion app only.
Our take
The Platinum Credit Card from Commercial Bank NXT offers a range of benefits, including local and international shopping, cash withdrawals, a grace period of up to 58 days, and installment plans of up to 60 months. It also provides airport lounge access through the Visa Airport Companion app, subject to the applicable terms and conditions. The card is suitable for customers seeking flexible credit options and additional benefits for shopping and travel.
The Platinum Credit Card from Commercial Bank NXT offers shopping, cash withdrawal, and installment benefits, along with travel services and airport lounge access.
Compare
| platinum credit card bank nxt This one |  Platinum Credit Card saib bank |  EFG Hermes ONExBank NXT Credit Card bank nxt |  CIB Platinum Mastercard Credit Card CIB Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 700 | EGP 650 | EGP 1,000 | EGP 700 |
| Rewards | |||
| None | Rewards points | Cashback | Rewards points |
| Effective APR | |||
| 59.92% | 59.92% | 59.92% | 59.92% |
Added Monday 18 May 2026 - 06:48 PM Updated Tuesday 27 October 2026 - 08:15 AM