Mashreq Titanium Mastercard Credit Card — Mashreq Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
Mashreq Titanium Mastercard Credit Card

Mashreq Titanium Mastercard Credit Card

Mastercard
Mashreq Egypt · Credit cards · Egyptian Pound · 4.0 · Monday 27 July 2026 - 02:59 AM
Annual fee
EGP 200
Rewards
Rewards points
Effective APR
79.38%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback
  • Annual fee EGP 200 Below the median of 22 Titanium cards (EGP 375)
  • Effective APR 79.38% Above the median of 21 Titanium cards (64.78%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 200 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 7,500 – EGP 30,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Grace period
55 days
Annual fee
EGP 200
Fee waivable
No
Issuance fee
EGP 750
Late payment fee
EGP 100
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 0
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.38% (4.99% /mo)
Cash advance APR (nominal)
59.88%

Rewards & benefits

Installments
Points per EGP
1.25
Detailed benefits
Lifestyle 1
  • نقاط المكافأة اكسب نقاط المكافأة على جميع مشترياتك أحصل على نقطتين مقابل كل جنيه تنفقه. يمكنك بعد ذلك استبدال نقاطك من خلال القسائم الإلكترونية من شركائنا التجار أو استرداد النقود على بطاقتك الائتمانية.

Eligibility

Approved employer
No
Required documents
Salary Slip (Last 3 Months)Recent Utility Bill
Eligibility criteria
Savings-securedYes

Do the maths

Mashreq Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • It offers free access to several premium lounges at selected airports in the region, along with advanced installment offers.

Cons

  • The monthly interest rate is high (4.99%) and it gives fewer reward points compared to higher cards like the platinum ones.

Our take

It offers better benefits than the basic tiers with a moderate annual fee, making it ideal for frequent users and travelers.

Compare

Alternatives at a glance
Mashreq Titanium Mastercard Credit Card Mashreq Titanium Mastercard Credit Card Mashreq Egypt This oneTMG Visa Titanium Card TMG Visa Titanium Card Emirates NBD Mashreq Titanium Mastercard Credit Card Mashreq Titanium Mastercard Credit Card Mashreq Egypt Titanium Credit Card Titanium Credit Card Egbank
Annual fee
EGP 200 EGP 400 EGP 300 EGP 500
Rewards
Rewards points 3% cashback None Rewards points
Effective APR
79.38% 79.38% 79.38% 74.52%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 01:28 AM