Mashreq Platinum Mastercard Credit Card — Mashreq Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Mashreq Platinum Mastercard Credit Card

Mashreq Platinum Mastercard Credit Card

Mastercard
Mashreq Egypt · Credit cards · Egyptian Pound · 4.4 · Saturday 04 July 2026 - 03:38 PM
Annual fee
EGP 650
Rewards
Rewards points
Effective APR
59.92%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want the most cashback
  • Annual fee EGP 650 Above the median of 37 Platinum cards (EGP 600)
  • Effective APR 59.92%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 650 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 30,000 – EGP 500,000

Interest & fees

Effective annual rate (APR)
59.92% (3.99% /mo)
Nominal APR
47.88%
Grace period
55 days
Annual fee
EGP 650
Fee waivable
No
Late payment fee
EGP 100
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 0
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
39.61% (2.82% /mo)
Cash advance APR (nominal)
33.84%

Rewards & benefits

Lounge access Installments
Points per EGP
1.5
Detailed benefits
Travel 1
  • دخول صالات المطار الدخول مجانية إلى أكثر من 900 صالة
Lifestyle 1
  • نقاط مكافاة أحصل على نقاط المكافآت على جميع مشترياتك استمتع بثلاث نقاط مكتسبة مقابل كل 1 جنيه واستبدلها بقسائم إلكترونية من شركائنا التجار أو استرداد نقدي على بطاقتك الائتمانية.

Eligibility

Approved employer
No
Required documents
Salary Slip (Last 3 Months)Recent Utility Bill

Do the maths

Mashreq Platinum Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.4

4.4 Banky rating

Pros

  • It features the lowest monthly interest rate on the list (3.99%) with a higher credit limit, perks, travel insurance, and better cash withdrawal options.

Cons

  • It requires a higher monthly income to get it, and it might charge higher administrative or annual fees than the lower tiers.

Our take

The Mashreq Platinum credit card combines travel perks, rewards, and discounts, with high credit limits suitable for a wide range of customers. Despite its varied benefits, the actual value of the card really depends on how much the customer takes advantage of the available rewards and offers.

Compare

Alternatives at a glance
Mashreq Platinum Mastercard Credit Card Mashreq Platinum Mastercard Credit Card Mashreq Egypt This onePlatinum Credit Card Platinum Credit Card saib bank platinum credit card platinum credit card bank nxt CIB Platinum Mastercard Credit Card CIB Platinum Mastercard Credit Card CIB Egypt
Annual fee
EGP 650 EGP 650 EGP 700 EGP 700
Rewards
Rewards points Rewards points None Rewards points
Effective APR
59.92% 59.92% 59.92% 59.92%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 01:31 AM