CAE Platinum Visa Credit Card — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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CAE Platinum Visa Credit Card

Visa
Credit Agricole Egypt · Credit cards · Egyptian Pound · 4.2 · Tuesday 18 August 2026 - 12:19 AM
Annual fee
EGP 500
Rewards
None
Effective APR
61.96%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback
  • Annual fee EGP 500 Below the median of 37 Platinum cards (EGP 600)
  • Effective APR 61.96% Above the median of 34 Platinum cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 500 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 30,000 – EGP 150,000

Interest & fees

Effective annual rate (APR)
61.96% (4.1% /mo)
Nominal APR
49.2%
Grace period
56 days
Annual fee
EGP 500
Fee waivable
No
Issuance fee
EGP 500
Late payment fee
EGP 300
Supplementary card fee/yr
EGP 300
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Detailed benefits
Lifestyle 1
  • حد ائتماني مرتفع يمكن لحاملى بطاقة كريدي أجريكول البلاتينية التمتع بحد ائتماني مرتفع يتيح لهم فرصة استخدام البطاقة بحرية مطلقة داخل مصر وخارجها
Shopping 1
  • حماية المشتريات حماية المشتريات تمنح بطاقة كريدي أجريكول البلاتينية البلاتينية بوليصة قصيرة الأجل تغطى السلع المشتراة ضد الفقد والسرقة والضرر العارض.

Eligibility

Min age
21
Max age
65
Approved employer
No

Do the maths

CAE Platinum Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.2

4.2 Banky rating

Pros

  • It offers a wide credit limit, travel perks, and multiple VIP services.

Cons

  • It charges a relatively high monthly interest rate of up to 4.1% if the debt is carried over.

Our take

The Platinum Card from Crédit Agricole Egypt is a balanced credit option that combines financial flexibility with insurance services, offering cardholders a grace period of up to 56 days with a minimum payment of 5%, along with purchase protection and extended warranty coverage. Although it stands out for providing medical and legal referral services and travel support for elite clients, the true value of the card depends on the competitiveness of the fees and the interest structure compared to other options available in the financial market.

Compare

Alternatives at a glance
CAE Platinum Visa Credit Card Credit Agricole Egypt This one Platinum Hunting Club Card Credit Agricole Egypt Platinum Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt Visa Platinum Credit Card Visa Platinum Credit Card BANQUE MISR
Annual fee
EGP 500 EGP 500 EGP 650 EGP 500
Rewards
None None Rewards points Rewards points
Effective APR
61.96% 61.96% 63.27% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 31 October 2026 - 03:43 PM