QNB Classic Visa Credit Card
A credit card tailored for members of selected clubs, featuring a credit limit of up to EGP 50,000 and a 57-day grace period. It offers installment plans up to 36 months, issuance fee cashback upon spend eligibility, a reward points program, and ongoing merchant discounts.
- Annual fee
- EGP 3,000
- Rewards
- Rewards points
- Effective APR
- 66.69%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Not for you if
- I pay my card off in full
- Annual fee higher than average
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 3,000 Above the median of 36 Classic cards (EGP 250)
- Effective APR 66.69% Above the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to EGP 50,000
Interest & fees
- Effective annual rate (APR)
- 66.69% (4.35% /mo)
- Nominal APR
- 52.2%
- Grace period
- 57 days
- Annual fee
- EGP 3,000
- Fee waivable
- No
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Rewards & benefits
- تمتع بعائد شهري تنافسي
- تمتع بحد ائتماني يصل إلى 50,000 جم
- جمّع نقاط أكثر مع برنامج النقاط والمكافآت
- التسوق عبر الإنترنت بأمان تام من خلال خدمة المجانية
- خصومات وعروض خاصة على مدار السنة مع مجموعة مختارة من التجار
- قسط مشترياتك من خلال برامجنا المتعددة لتقسيط المشتريات التي تصل الي 36 شهر
- خصم فوري ومباشر من حسابك وفقا للحد الادنى للدفع الخاص بك (من 5% إلى %100)
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
- Accepted professions
- any profession
- Required documents
- National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
| Min supplementary age | 15 |
Do the maths
Our take
Pros
- Highly accessible for club members as it is issued primarily based on club membership
- claim back issuance fees after spending EGP 3,000 within the first 3 months.
Cons
- he maximum credit limit is capped at EGP 50,000, which might be relatively low for users seeking higher purchasing power or larger credit lines.
Our take
The QNB Club Credit Card is a specialized financial product designed for members of select sports and social clubs, enabling them to access credit features using their club membership. It offers a credit limit of up to EGP 50,000, a grace period of up to 57 days on purchases, and the opportunity to refund issuance fees upon reaching a minimum spend requirement within the first three months.
A credit card tailored for members of selected clubs, featuring a credit limit of up to EGP 50,000 and a 57-day grace period. It offers installment plans up to 36 months, issuance fee cashback upon spend eligibility, a reward points program, and ongoing merchant discounts.
Compare
| QNB Classic Visa Credit Card QNB EGYPT This one | QNB Classic Visa Credit Card QNB EGYPT |  FAB Classic Mastercard Credit Card FABMISR |  بطاقة ماستركاردة الذهبية الائتمانية banque du caire |
|---|---|---|---|
| Annual fee | |||
| EGP 3,000 | EGP 3,000 | EGP 250 | EGP 300 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 66.69% | 66.69% | 67.46% | 65.73% |
Added Thursday 02 July 2026 - 01:55 AM Updated Saturday 31 October 2026 - 11:07 AM