ABE Titanium Mastercard Credit Card — Agricultural Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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ABE Titanium Mastercard Credit Card

ABE Titanium Mastercard Credit Card

Mastercard
Agricultural Bank of Egypt · Credit cards · Egyptian Pound · 2.5 · Monday 06 July 2026 - 10:30 AM

The card fulfills its primary purpose with high efficiency and security.

Annual fee
EGP 200
Rewards
None
Effective APR
42.58%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 200 Below the median of 22 Titanium cards (EGP 375)
  • Effective APR 42.58% Below the median of 21 Titanium cards (64.78%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 200 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 4,999 – EGP 39,999
Purchase limit abroad (POS)
EGP 50,000
Cash withdrawal limit abroad
EGP 5,000
Monthly intl. online limit (from Egypt)
EGP 50,000

Interest & fees

Effective annual rate (APR)
42.58% (3% /mo)
Nominal APR
36%
Installment interest
95%
Grace period
57 days
Annual fee
EGP 200
Fee waivable
No
Issuance fee
EGP 200
Late payment fee
EGP 100
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 150 (first 1 free)
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
42.58% (3% /mo)
Cash advance APR (nominal)
36%
Domestic
Domestic cash advance fee
3% (min EGP 5)
Cash advance limit
Up to 90% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 60)

Rewards & benefits

Installments · up to 36 mo Travel insurance Purchase protection
Detailed benefits
Shopping 1
  • التسوق والشراء أونلاين الشراء من المتاجر ونقاط البيع المختلفة.
Other 2
  • سماح على المشتريات إمكانية سداد كامل المديونية دون احتساب فوائد خلال فترة السماح.
  • الدفع اللا تلامسي بطاقة لا تلامسية تتيح لك التسوق بسهولة وآمان .
Insurance 1
  • تأمين بضمان الحيازة الزراعية بطاقة الحيازة فى حالة اصدار البطاقة بضمان الحيازة الزراعية للحائزين

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
Required documents
National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

ABE Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.5

2.5 Banky rating

Pros

  • The card offers an interest-free grace period of up to 57 days on purchases, allowing you to settle your outstanding balances at your convenience.
  • The card supports the One-Time Password (OTP) feature for secure online shopping, as well as contactless payment functionality.
  • You can settle your card balance at branches of the Principal Bank for Development and Agricultural Credit (PBDAC)—which are widely distributed across all governorates and villages—or via ATMs.
  • Offers and Discounts: Take advantage of exclusive discounts provided by Mastercard on restaurants, hotels, and shopping centers.
  • Get a free supplementary card.

Cons

  • The credit limit is relatively low compared to other banks.
  • ATM withdrawal fees are 5%, with a minimum of 50 pounds.

Our take

The Mastercard Titanium credit card offered by the Agricultural Bank of Egypt is an attractive option for those seeking financial flexibility and convenient payment and purchasing facilities. While it is an excellent and practical choice for specific customer segments, it may not be the best option for someone seeking ultimate luxury or the accumulation of substantial reward points.

The card fulfills its primary purpose with high efficiency and security.

Compare

Alternatives at a glance
ABE Titanium Mastercard Credit Card ABE Titanium Mastercard Credit Card Agricultural Bank of Egypt This oneNBE Titanium Mastercard Credit Card NBE Titanium Mastercard Credit Card National Bank of Egypt NBK Titanium Cashback Mastercard Credit Card NBK Titanium Cashback Mastercard Credit Card National Bank of Kuwait Egypt Titanium Credit Card Titanium Credit Card SUEZ CANAL BANK
Annual fee
EGP 200 EGP 250 No fee EGP 350
Rewards
None Rewards points Cashback Rewards points
Effective APR
42.58% 51.11% — 55.55%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Monday 26 October 2026 - 05:23 PM