NBE Platinum Visa Credit Card
The National Bank of Egypt’s Visa Platinum Dollar Credit Card is an investment and credit solution designed specifically for customers who hold foreign currency savings and wish to leverage them to gain significant international purchasing power.
- Annual fee
- USD 100
- Rewards
- Rewards points
- Effective APR
- 19.56%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- I want to avoid card fees
Not for you if
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee USD 100
- Effective APR 19.56%
What it actually costs you
Clearing it in full before the due date, your cost is USD 100 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in USD only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- Up to USD 50,000
- Purchase limit abroad (POS)
- USD 50,000
- Cash withdrawal limit abroad
- USD 5,000
- Monthly intl. online limit (from Egypt)
- USD 5,000
Interest & fees
- Effective annual rate (APR)
- 19.56% (1.5% /mo)
- Nominal APR
- 18%
- Installment interest
- 95%
- Grace period
- 55 days
- Annual fee
- USD 100
- Fee waivable
- No
- Issuance fee
- USD 100
- Late payment fee
- USD 10
- Over-limit fee
- USD 10
- Supplementary card fee/yr
- USD 50
- Foreign txn fee
- 0%
- Min payment (%)
- 5%
- Min payment (fixed)
- USD 100
Cash advance
- Cash advance APR (effective)
- 19.56% (1.5% /mo)
- Cash advance APR (nominal)
- 18%
- Domestic cash advance fee
- USD 0
- Cash advance fee abroad
- 2% (min USD 3)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 22
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل دولار
- الضمانات يتم إصدار منتج فيزا بلاتينم الائتمانية بالدولار الأمريكي بضمان الشهادات الدولارية فقط فيما عدا شهادات (الأهلي فورا – بلادي)
- ضمان اضافي إمكانيه مضاعفة فترة الضمان لجميع السلع عند الشراء ببطاقة فيزا البنك الاهلي المصري البلاتينية الائتمانية والتي تصل الى 12 شهر مقدمة من هيئة فيزا
- برنامج نقاط الأهلي للمكافات الحصول على 22 نقطة لكل دولار أمريكي يتم استخدامه في المشتريات
- خدمة النصح الطبي خدمة النصح الطبي و القانوني حول العالم .
- دخول صالات المطارات تمنح شركة فيزا حاملي بطاقات فيزا بلاتينم الائتمانية الصادرة في مصر ميزة الاستفادة بعدد 6 مرات من الدخول المجاني إلى صالات المطارات حول العالم
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Savings Vessel (Certificate / Deposit)
- Required documents
- National ID CopyPassport Copy
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- The card offers you an exceptionally high credit limit of up to USD 50,000, giving you the freedom to make international purchases.
- Exceptional rewards point return (AlAhli Points): You will earn 22 points for every US dollar spent on purchases.
- Avoid currency conversion fees: Since the card account and spending are in US dollars, you will not incur currency conversion fees.
- 6 complimentary annual visits to airport lounges worldwide via the Visa Airport Companion app.
- Comprehensive insurance against loss or damage for all purchases made using the card.
- The option to double the warranty period for purchased goods for up to an additional 12 months.
- Free medical and legal advice service worldwide.
Cons
- Unlike standard cards, this card cannot be issued against a salary or a commercial registration; the bank requires it to be secured solely by dollar-denominated certificates (with the exception of AlAhli Fawran and Biladi certificates).
- High issuance and renewal fees: The issuance fee for a supplementary card is US$50, and the annual fee for the primary card is relatively high, as it is calculated in hard currency.
- Daily cash withdrawal limit: Although the purchase limit is substantial ($50,000), the available daily ATM cash withdrawal limit is capped at $1,000 USD.
Our take
The US Dollar Visa Platinum card is an excellent financial tool for investors or holders of US dollar savings certificates at the National Bank of Egypt, particularly if your business or lifestyle involves international purchases or travel requiring significant dollar expenditures. It completely eliminates local spending limits and currency conversion fees while rewarding you with substantial points (22 points per dollar); however, it remains unavailable to the average user who does not hold US dollar savings locked in the bank.
The National Bank of Egypt’s Visa Platinum Dollar Credit Card is an investment and credit solution designed specifically for customers who hold foreign currency savings and wish to leverage them to gain significant international purchasing power.
Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 25 October 2026 - 09:30 PM