EBank Classic Mastercard Credit Card — Export Development Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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EBank Classic Mastercard Credit Card

EBank Classic Mastercard Credit Card

Mastercard
Export Development Bank of Egypt · Credit cards · Egyptian Pound · 4.0 · Monday 06 July 2026 - 10:53 AM

A practical everyday credit card offering flexible limits, strong security features, and exclusive Mastercard benefits.

Annual fee
EGP 250
Rewards
None
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 250
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 250 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 3,000 – EGP 9,999
Purchase limit abroad (POS)
EGP 200
Cash withdrawal limit abroad
EGP 3,125
Monthly intl. online limit (from Egypt)
EGP 200

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
55 days
Annual fee
EGP 250
Fee waivable
No
Issuance fee
EGP 250
Late payment fee
EGP 150
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 250
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
4% (min EGP 40)
Cash advance limit
Up to 85% of the credit limit in cash
Abroad
Cash advance fee abroad
7% (min EGP 50)

Rewards & benefits

Installments
Detailed benefits
Insurance 1
  • التسوق الآمن التسوق عبر الانترنت من خلال خدمة الكود الامن OTP.
Shopping 1
  • الدفع بالخاصية اللا تلامسية إمكانية احتواء البطاقة على الخاصية اللا تلامسية الــ Contactless والتي تتيح لك تسوق سهل وامن من خلال تمرير البطاقة فقط بدون الحاجة لإدخال الرقم السري لإتمام المعاملة وذلك بحد أقصي 600 جم أو ما يعادلها من العملات الأجنبية.
Lifestyle 1
  • الحصول على كشف حساب شهري متابعة الإنفاق والمصروفات من خلال كشف حساب البطاقة شهرياً.

Eligibility

Min age
21
Max age
65
Approved employer
Yes
Accepted employment types
EmployedSelf-EmployedGovernmentPensionerMilitaryFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
Bank Statement (Last 3 Months)Salary Slip (Last 3 Months)National ID Copy
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

EBank Classic Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Sending an SMS before the payment due date stating the required minimum payment amount.
  • The ability to enjoy exclusive Mastercard offers worldwide.

Cons

  • Relatively high issuance costs

Our take

The EBank Classic Credit Card is a suitable choice for customers seeking an entry-level credit card with up to 55 days grace period, enhanced security features, and access to Mastercard global offers.

A practical everyday credit card offering flexible limits, strong security features, and exclusive Mastercard benefits.

Compare

Alternatives at a glance
EBank Classic Mastercard Credit Card EBank Classic Mastercard Credit Card Export Development Bank of Egypt This oneSAIB Classic Mastercard Credit Card SAIB Classic Mastercard Credit Card saib bank ADCB Classic Visa Credit Card ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt HDB Classic Mastercard Credit Card HDB Classic Mastercard Credit Card Housing and Development Bank
Annual fee
EGP 250 EGP 300 EGP 400 EGP 200
Rewards
None Rewards points None Rewards points
Effective APR
60.1% 69.59% 69.59% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:20 PM