MasterCard Egyptair
The card is excellent if your primary goal is to use it for purchases within Egypt—such as at supermarkets or for paying bills—and to accumulate points and miles (one mile for every Egyptian pound spent), which can then be used to book flights with EgyptAir.
- Annual fee
- EGP 150
- Rewards
- Rewards points
- Effective APR
- 51.11%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I want the most cashback
- Annual fee EGP 150 Below the median of 36 Classic cards (EGP 250)
- Effective APR 51.11% Below the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 150 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 1 – EGP 9,999
- Purchase limit abroad (POS)
- EGP 50,000
- Cash withdrawal limit abroad
- EGP 3,750
- Monthly intl. online limit (from Egypt)
- EGP 100,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 55 days
- Annual fee
- EGP 150
- Fee waivable
- No
- Issuance fee
- EGP 150
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 200
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- EGP 10
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 0.01
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل جنيه
- الامان التسوق الامن عبر الأنترنت من خلال خدمة الكود الامن للشراء ( OTP )
- المرونة استخدام البطاقة محليا ودوليا في المشتريات والسحب النقدى.
- برنامج نقاط الأهلي للمكافات الحصول على نقطة لكل جنيه يتم استخدامه في المشتريات
- الأهلي فون خدمتة العملاء واجابة جميع استفساراتهم من خلال خدمة الأهلي فون 19623 محليا و 0020219623 على الصعيد الدولي
Eligibility
- Min salary
- EGP 5,000
- Min monthly income
- EGP 5,000
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Savings Vessel (Certificate / Deposit)Without Salary TransferSalary TransferCredit Card-Backed
- Required documents
- National ID CopyPassport CopyRecent Utility BillCommercial RegisterTax Card
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- A generous grace period: up to 55 days on purchases only before interest charges begin to accrue.
- EgyptAir Miles Program: The card's standout feature is the ability to earn flight miles on your daily spending, as it awards you one point/mile for every pound spent.
- Minimum Repayment: Repayment flexibility starting at just 5% of the total outstanding balance per month.
- Receive free SMS notifications
- Low issuance fees: The annual issuance or renewal fee is 150 EGP for the primary card and only 25 EGP for the supplementary card.
Cons
- Low credit limit: Just like the Classic categories, the card's maximum credit limit is 9,999 pounds.
- Debit interest rate: 3.50% per month on purchases and cash withdrawals if the outstanding balance is not paid in full within the grace period.
- Cash withdrawal fees (2%, with a minimum of EGP 10 at National Bank of Egypt ATMs and EGP 20 at local banks).
Our take
If you travel frequently with EgyptAir and are looking for a basic, low-fee credit card to earn extra miles on your small, everyday purchases—such as groceries, fuel, or utility bills—this card would be a smart and practical choice. However, if you are seeking a higher credit limit or perks like complimentary airport lounge access, we recommend opting for a higher-tier card, such as the Mastercard Titanium or Platinum.
The card is excellent if your primary goal is to use it for purchases within Egypt—such as at supermarkets or for paying bills—and to accumulate points and miles (one mile for every Egyptian pound spent), which can then be used to book flights with EgyptAir.
Compare
| MasterCard Egyptair National Bank of Egypt This one |  Standard Mastercard National Bank of Egypt |  CIB Classic Cashback Mastercard Credit Card CIB Egypt |  Split Credit Card Egbank |
|---|---|---|---|
| Annual fee | |||
| EGP 150 | EGP 150 | EGP 350 | EGP 500 |
| Rewards | |||
| Rewards points | Rewards points | 5% cashback | Rewards points |
| Effective APR | |||
| 51.11% | 51.11% | 59.92% | 42.58% |
Added Wednesday 01 July 2026 - 08:37 AM Updated Monday 26 October 2026 - 01:45 PM