Titanium Cashback Card — Abu Dhabi Islamic Bank Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Islamic 0% installments
Titanium Cashback Card

Titanium Cashback Card

Mastercard
Abu Dhabi Islamic Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.5 · Monday 26 October 2026 - 02:02 AM

The Titanium Cashback Card from Abu Dhabi Islamic Bank – Egypt is the first card of its kind to offer 1% cashback on purchases.

Annual fee
EGP 475
Rewards
1% cashback
Effective APR
79.38%

Card & limits

Contactless Apple Pay
Credit limit
Up to EGP 49,999
Purchase limit abroad (POS)
EGP 4,000
Cash withdrawal limit abroad
EGP 0
Monthly intl. online limit (from Egypt)
EGP 400,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Installment interest
95%
Grace period
55 days
Annual fee
EGP 475
Fee waivable
No
Issuance fee
EGP 475
Late payment fee
EGP 125
Over-limit fee
EGP 125
Supplementary card fee/yr
EGP 475
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.38% (4.99% /mo)
Cash advance APR (nominal)
59.88%
Domestic
Domestic cash advance fee
10% (min EGP 100)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 100)

Rewards & benefits

Lounge access Installments · up to 36 mo Travel insurance Purchase protection
Cashback rate
1%
Detailed benefits
Other 1
  • اصدار بطاقة اضافية إصدار بطاقات إضافية في أي وقت.
Cash 1
  • كاش باك كاش باك بنسبة 1٪ على جميع المشتريات المحلية وبدون حد أقصى.
Shopping 2
  • الشراء والتسوق يمكن للعميل استخدامها بسهولة في أكثر من 32 مليون متجر في كافة أنحاء العالم يحمل علامة ماستركارد.
  • الأمان آمنة للاستخدام في التسوق من مختلف المتاجر وأيضا التسوق أونلاين مع خاصية الإنترنت الآمن OTP داخل وخارج مصر.

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-Backed
Required documents
National ID CopyBank Statement (Last 6 Months)
Eligibility criteria
Min supplementary age16
Nationalityegyptian

Do the maths

Titanium Cashback Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • 1% cashback on all domestic purchases, with no maximum limit.
  • An electronic product, developed in collaboration with Mastercard, that is fully compliant with the provisions and principles of Islamic Sharia.
  • Higher credit limit: The card’s credit limit reaches 49,999 EGP, offering greater flexibility for a variety of purchases compared to the Classic tier.
  • Airport lounge access: The card offers complimentary access to select airport lounges.
  • Wide global acceptance: Accepted at over 32 million merchant locations worldwide that display the Mastercard brand.

Cons

  • Exclusion of utility and telecommunications bills: The cashback service does not apply to domestic transactions with specific categories of merchants.
  • Card limit (EGP 49,999): Although this is higher than the "Classic" tier, it remains relatively limited for those seeking credit cards with higher spending capacity and financial limits.

Our take

The Titanium Cashback Card from Abu Dhabi Islamic Bank (ADIB) – Egypt is the first of its kind to offer cashback on all your local purchases—anywhere and everywhere—with no minimum or maximum limits. It is an excellent choice for those seeking an Islamic credit card that provides a solid 1% cashback rate, while also offering additional perks such as airport lounge access and a credit limit well-suited for typical daily or monthly spending. If your expenditures are primarily focused on shopping and general purchases (keeping in mind that utility and telecommunications bills are excluded from the cashback offer), this card provides significant added value compared to entry-level "classic" cards.

The Titanium Cashback Card from Abu Dhabi Islamic Bank – Egypt is the first card of its kind to offer 1% cashback on purchases.

Compare

Alternatives at a glance
Titanium Cashback Card Titanium Cashback Card Abu Dhabi Islamic Bank Egypt This oneADIB Titanium Islamic Mastercard Credit Card ADIB Titanium Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt titanium credit card titanium credit card Al Baraka Bank Egypt Mastercard Titanium Card (Kinana) BANQUE MISR
Annual fee
EGP 475 EGP 400 EGP 400 EGP 350
Rewards
1% cashback 1% cashback None None
Effective APR
79.38% 79.38% 69.59% 42.58%
Compare with 3 similar credit cards

Added Monday 26 October 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:40 PM